> ## Documentation Index
> Fetch the complete documentation index at: https://docs.jenzy.com/llms.txt
> Use this file to discover all available pages before exploring further.

# List institutions

> Everywhere you can send money: banks and mobile money operators alike, each with the rail it rides. Pick an `institution_id` here before creating a payout — the same identifier both create endpoints take. Only payable institutions are listed.



## OpenAPI

````yaml /openapi.json get /institutions
openapi: 3.1.0
info:
  title: Jenzy Hermes Client API
  version: 1.0.0
  description: >-
    Draw down your prefunded MWK balance as payouts to Malawian banks and mobile
    money. Authenticate with your `jz_live_…` API key as a bearer token.
servers:
  - url: https://api.jenzy.com/v1
    description: Production
security: []
paths:
  /institutions:
    get:
      summary: List institutions
      description: >-
        Everywhere you can send money: banks and mobile money operators alike,
        each with the rail it rides. Pick an `institution_id` here before
        creating a payout — the same identifier both create endpoints take. Only
        payable institutions are listed.
      responses:
        '200':
          description: The payable institutions, with when the list was last synced.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InstitutionList'
        '401':
          description: Missing, malformed, or revoked API key.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorEnvelope'
        '503':
          description: The institution list has never been synced — retry later.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorEnvelope'
      security:
        - ApiKeyAuth: []
components:
  schemas:
    InstitutionList:
      type: object
      properties:
        institutions:
          type: array
          items:
            $ref: '#/components/schemas/Institution'
        synced_at:
          type: string
          format: date-time
          description: When this list was last synced from the provider.
      required:
        - institutions
        - synced_at
    ErrorEnvelope:
      type: object
      properties:
        error:
          type: object
          properties:
            code:
              type: string
              enum:
                - validation_error
                - unauthorized
                - forbidden
                - not_found
                - conflict
                - rate_limited
                - internal_error
                - unknown_institution
                - invalid_mobile_number
                - invalid_account_number
                - mobile_number_institution_mismatch
                - service_unavailable
                - sandbox_only
                - insufficient_funds
                - rail_disabled
                - amount_limit_exceeded
                - org_limit_exceeded
                - service_incident
                - service_maintenance
              description: >-
                Stable identifier a client may branch on — never renamed or
                removed.
            message:
              type: string
          required:
            - code
            - message
      required:
        - error
    Institution:
      type: object
      properties:
        institution_id:
          type: integer
          description: >-
            The identifier both payout create endpoints take as
            `institution_id`.
          example: 112400
        name:
          type: string
          example: Airtel Money
        rail:
          type: string
          enum:
            - bank
            - momo
          description: >-
            Which create endpoint this institution is paid through: `momo` for
            mobile wallets, `bank` for bank accounts.
      required:
        - institution_id
        - name
        - rail
  securitySchemes:
    ApiKeyAuth:
      type: http
      scheme: bearer
      description: 'Your Jenzy API key: `Authorization: Bearer jz_live_…`'

````