> ## Documentation Index
> Fetch the complete documentation index at: https://docs.jenzy.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> Pay out Malawian kwacha to banks and mobile money from a prefunded balance.

Jenzy Hermes is a payout API for Malawi. You prefund a Malawian kwacha (MWK)
balance by trading USDT with Jenzy over the counter; your systems then draw
that balance down as payouts to Malawian bank accounts and mobile money
numbers, one API call each.

<Warning>
  **Pilot keys are live keys.** There is no sandbox yet — every payout you
  create moves real money. See [Testing your integration](/testing) before you
  send your first request.
</Warning>

## The model

1. **Fund** — you agree a USDT→MWK trade with Jenzy at your client rate.
   When the funding lands, your balance is credited. Trades appear in
   `GET /trades`.
2. **Draw down** — your systems create payouts against that balance:
   `POST /payouts/bank` or `POST /payouts/momo`. Funds are held at accept
   and settle when the payout succeeds.
3. **Track** — Hermes tells you when a payout reaches a terminal state, via
   [webhooks](/webhooks) or by polling `GET /payouts/{id}`.

## Base URL

```text theme={null}
https://api.jenzy.com/v1
```

All requests are HTTPS, all bodies are JSON, and all endpoints require your
[API key](/authentication).

## Money on the wire

MWK amounts are **JSON integers** — the atom is one kwacha, there are no
decimals. USDT amounts and FX rates are **exact decimal strings** (e.g.
`"1735.5"`), never floats: parse them with a decimal library, not
`parseFloat`.

## Where to start

<CardGroup cols={2}>
  <Card title="Quickstart" icon="rocket" href="/quickstart">
    Auth → balance → first payout → confirmation, in five curl calls.
  </Card>

  <Card title="Webhooks" icon="bolt" href="/webhooks">
    Event catalog and the signature-verification recipe.
  </Card>

  <Card title="Errors" icon="triangle-exclamation" href="/errors">
    Every stable error code, what it means, and whether to retry.
  </Card>

  <Card title="Authentication" icon="key" href="/authentication">
    Keys, rotation, IP allowlisting, and rate limits.
  </Card>
</CardGroup>