# Jenzy Hermes MWK API > USDT→MWK payouts: Quick, Cheap & Reliable . ## Docs - [Create a bank payout](https://docs.jenzy.com/api-reference/create-a-bank-payout.md): Hold funds and queue a payout to a bank account. The endpoint is the rail — there is no rail field in the body. Requires an Idempotency-Key. - [Create a mobile money payout](https://docs.jenzy.com/api-reference/create-a-mobile-money-payout.md): Hold funds and queue a payout to a mobile money number. The endpoint is the rail — there is no rail field in the body. Requires an Idempotency-Key. - [Get a payout](https://docs.jenzy.com/api-reference/get-a-payout.md): One payout by id — the polling read for a payout you created. - [Get balance](https://docs.jenzy.com/api-reference/get-balance.md): Your ledger balance — available to draw down vs held by in-flight payouts. Unsettled trades and in-flight holds are exactly the difference from your raw wallet. - [List banks](https://docs.jenzy.com/api-reference/list-banks.md): Payable banks, synced from the provider. Pick a `bank_uuid` here before POST /payouts/bank. - [List mobile money operators](https://docs.jenzy.com/api-reference/list-mobile-money-operators.md): Payable mobile money operators, synced from the provider. Pick an `operator_ref_id` here before POST /payouts/momo. - [List payouts](https://docs.jenzy.com/api-reference/list-payouts.md): Your payouts, newest first. Pass `next_before_id` back as `before_id` for the next page; null means done. - [List trades](https://docs.jenzy.com/api-reference/list-trades.md): Your OTC funding trades at your client rate, newest first. Pass `next_before_id` back as `before_id` for the next page; null means done. - [Ping](https://docs.jenzy.com/api-reference/ping.md): The auth tracer: exercises the full key → org → allowlist → rate-limit chain and echoes who you are. The first call to make when wiring up a key. - [Authentication](https://docs.jenzy.com/authentication.md): Bearer API keys, rotation, IP allowlisting, and rate limits. - [Errors](https://docs.jenzy.com/errors.md): Every stable error code: meaning, HTTP status, and whether to retry. - [Introduction](https://docs.jenzy.com/introduction.md): Pay out Malawian kwacha to banks and mobile money from a prefunded balance. - [Quickstart](https://docs.jenzy.com/quickstart.md): From API key to a confirmed payout, in five calls. - [Testing your integration](https://docs.jenzy.com/testing.md): The pilot is live-only — here's what that means for you. - [Webhooks](https://docs.jenzy.com/webhooks.md): Event catalog, delivery semantics, and the signature-verification recipe. ## OpenAPI Specs - [openapi](https://docs.jenzy.com/openapi.json)